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Program Features



  • Up to 5% in down payment and closing cost assistance

  • 30-year fixed rate mortgage loans: FHA and Conventional loans

  • Competitive rates

Do You Qualify for This Program?

  • Is your credit score at least 640?

  • Is your income (whoever will be on the loan) at or below $150,920?

  • Is the percentage of your monthly income that is used to pay your monthly debt at or below 50%?

  • If you are a first-time homebuyer (haven't owned a home in the last three years), are you willing to complete homebuyer education?

  • If you answered yes to all four questions, you are  eligible to apply for down payment assistance.


Down Payment Assistance Program (DPA) 

Helping low and moderate-income individuals and families buy a home in Cook County (including the City of Chicago, all other incorporated cities and unincorporated areas of Cook County, Illinois). Cook County Home Advantage Program partners with Club 720 to offer easy access to our wide range of homebuyers.

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